Mortgages

Having mortgage advice at the time you purchase or refinance a home is much more than quoting a rate. It's about understanding long and short terms goals and needs. It's about knowing your options before it's too late. Did you know you need to do mortgage planning even when you sell your home? Our experience and personal consultation is why our services are so valuable.

What about your credit? One of the most important elements of credit worthiness is your FICO score and credit report. Did you know that paying off your debt may lower your score? Don't make any moves before your consult our experts. If your last lender did not put your profile through vigorous review for inaccuracies or incompleteness before your loan, you had a dis-service. We review all aspects of your credit report to make sure you get the credit you deserve. We look for the positives and correct what can be changed to ensure you get the best possible rate.

What about your income? Did you know we can use your cousin s job to qualify you? GoBanc can put a loan together with multiple people's incomes to help you qualify. We can structure no-payment seconds and do many things your other lenders may not have thought of. We have the latest tools to help us get you qualified for the loan you want.

What about your cash on hand? We can get you into a home with no cash on hand. We understand that saving money for most families is almost impossible these days. We can work closely with your realtor to have the sellers pay your closing costs.

The industry has gone through dramatic changes in the last few years. It's never been more important to seek trusted advice from experienced professionals as it is now. Please see the links below for more about our complete programs and services.

REFINANCE | PURCHASE | HOME EQUITY